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Jim Holborow

Jim Holborow is a researcher, writer, and editor specializing in credit building and personal finance. As a contributor to the Credit One Bank knowledge base, Jim creates informative, engaging content good for boosting your credit IQ or just getting guidance on the go. He holds a BS in Marketing from the University of Nevada-Reno, with continuing studies in marketing analytics.

Posts By This Author

A woman’s hand is shown tapping her credit card at a terminal, which display a red X and the message “payment declined.” Perhaps this purchase would have caused her to go over her credit limit.

What Happens if You Go Over Your Credit Card Limit

Realizing you’ve spent more than your credit limit is stressful, so it’s good to understand how it happens and how to avoid it.

A man types on his laptop, which displays a glowing green lock icon. The lock is a symbol of security and can represent actions like protecting your bank account.

How To Protect Bank Accounts From Hackers

We all want to keep our hard-earned money safe from cybercriminals. Learn how to protect your accounts and prevent long-term financial damage.

A woman holds up several $100 bills in her right hand and a credit card in her left, with a indecisive expression. Perhaps she is currently deciding whether cash or card is better.

Credit vs. Cash: Which One Actually Helps You Save More?

Deciding between using cash or a credit card can be tough. Discover their pros & cons and which is better for your situation.

Page 3 of 13

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

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