Your request is being processed.

Please wait.

<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/credit-card.22","prevPageNumber":20,"bottomArticles":[{"date":"Wed Aug 24 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/08/220480_CM_WhenUStopCC_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master","previewDescription":"Oftentimes, when it comes to credit cards, questions revolve around the ins and outs of using your card and the many different topics that come from that use, such as credit utilization ratio or card limits. ","title":"What Happens if You Don\u2019t Use Your Credit Card?","pagePath":"/articles/what-happens-if-you-don-t-use-your-credit-card","imageAlt":"An hourglass projects the shadow of a dollar sign, signifying that a credit card has not been used in a long time. ","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card"]},{"date":"Mon Aug 08 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/08/220471_CM_DoesPQAffectScore_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"If you find yourself tempted to \u201csee if you pre-qualify\u201d on a credit card company website, but you\u2019re concerned about impacting your credit score, don\u2019t worry. No, submitting a pre-qualification request does not affect your credit score.","title":"Does Pre-Qualification Affect Your Score?","pagePath":"/articles/does-pre-qualification-affect-your-score","imageAlt":"Bird\u2019s-eye view of a man checking his laptop to see if he has pre-qualified without affecting his credit score","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]},{"date":"Wed Aug 03 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/08/220465_CM_DoPACCAffectScore_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"If you\u2019ve received a pre-approved credit card offer, you\u2019ll be happy to know that no, it doesn\u2019t affect your credit score. ","title":"Do Pre-Approved Credit Card Offers Affect Your Credit?","pagePath":"/articles/do-pre-approved-credit-card-offers-affect-your-credit","imageAlt":"A pre-approved credit card offer letter, which does not affect your credit score","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:credit-score"]}],"authorArticlesMobile":[],"prevPageMobile":true,"nextPage":true,"prevPage":true,"prevPageUrl":"/articles/topics/credit-card.20","prevPageUrlMobile":"/articles/topics/credit-card.20","prevPageNumberMobile":20,"topArticles":[{"date":"Thu Oct 20 10:27:20 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/10/220659_CM_PayTuitionWithCC_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/marc-klein/jcr:content/data/master","previewDescription":"Going to college can be one of the most exciting times in your life\u2014you learn new things, meet new people, and find new independence. Unfortunately, it comes with a new set of bills too. College tuition isn\u2019t cheap and paying for it can be difficult.","title":"Can You Pay Tuition with a Credit Card?","pagePath":"/articles/can-you-pay-tuition-with-a-credit-card","imageAlt":"A woman holding a stack of books in one hand and a piggy bank in another, signifying paying for tuition.","tags":["credit-one-central-topics:school","credit-one-central-topics:financial-tips","creditonebank:LifeEvents","credit-one-central-topics:credit-card"]},{"date":"Wed Sep 28 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/09/220655_CM_PayBillsWithCC_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/heather-vale/jcr:content/data/master","previewDescription":"There may be times when you\u2019re pondering whether or not you should pay your bills with a credit card\u2014like, for example, when you\u2019re low on funds but still have room on your card. Or maybe your credit card offers additional rewards points or cash back for eligible purchases of internet, cable, satellite TV, and mobile phone services, and you want to maximize that.","title":"Should I Be Paying Bills With a Credit Card?","pagePath":"/articles/should-i-be-paying-bills-with-a-credit-card","imageAlt":"A young couple considers using their credit card to pay bills","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card","credit-one-central-topics:financial-tips"]},{"date":"Mon Aug 29 00:00:00 PDT 2022","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2022/08/220464_CM_HowOldForCC_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"Before 2009, you could pretty easily get a credit card at the age of 18. Now you can still technically have a credit card at 18, and it can even be your own account. But it has become harder to do so before the age of 21, except with one of the following two scenarios:","title":"How Old Do You Have To Be To Get a Credit Card?","pagePath":"/articles/how-old-do-you-have-to-be-to-get-a-credit-card","imageAlt":"A young girl shops in the mall with a credit card","tags":["creditonebank:CreditBasics","credit-one-central-topics:credit-card"]}],"lastPageNumberMobile":0,"currentPageNumber":21,"nextPageNumber":22,"lastPageNumber":34,"nextPageUrlMobile":"","articlesTopics":["school","financial tips","credit score","credit card"],"currentPageNumberMobile":21}"/>

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accept Mail Offer
See If You Pre-Qualify
For What's Ahead
Customer Service

Credit Education
Personal Finance
Life Events
Financial Planning
Glossary

Home
Blank

Credit Card

A woman holding a stack of books in one hand and a piggy bank in another, signifying paying for tuition.

Can You Pay Tuition with a Credit Card?

Going to college can be one of the most exciting times in your life—you learn new things, meet new people, and find new independence. Unfortunately, it comes with a new set of bills

A young couple considers using their credit card to pay bills

Should I Be Paying Bills With a Credit Card?

There may be times when you’re pondering whether or not you should pay your bills with a credit card—like, for example, when you’re low on funds but still have room on your card. Or

A young girl shops in the mall with a credit card

How Old Do You Have To Be To Get a Credit Card?

Before 2009, you could pretty easily get a credit card at the age of 18. Now you can still technically have a credit card at 18, and it can even be your own account. But it has become

An hourglass projects the shadow of a dollar sign, signifying that a credit card has not been used in a long time.

What Happens if You Don’t Use Your Credit Card?

Oftentimes, when it comes to credit cards, questions revolve around the ins and outs of using your card and the many different topics that come from that use, such as credit

Bird’s-eye view of a man checking his laptop to see if he has pre-qualified without affecting his credit score

Does Pre-Qualification Affect Your Score?

If you find yourself tempted to “see if you pre-qualify” on a credit card company website, but you’re concerned about impacting your credit score, don’t worry. No, submitting a

A pre-approved credit card offer letter, which does not affect your credit score

Do Pre-Approved Credit Card Offers Affect Your Credit?

If you’ve received a pre-approved credit card offer, you’ll be happy to know that no, it doesn’t affect your credit score.

Page 21 of 34

This material is for informational purposes only and is not intended to replace the advice of a qualified tax advisor, attorney or financial advisor. Readers should consult with their own tax advisor, attorney or financial advisor with regard to their personal situations.

Credit Cards

Browse Credit Cards
See If You Pre-Qualify
Accept Mail Offer
Application Status

Deposits

Jumbo Deposit Products
High-Yield Jumbo CD
Bump Up Jumbo CD
High-Yield Savings

Support

FAQs
Contact Us
Accessibility
Keys to Credit

About Us

Company
Partnerships
Community
Careers
Testimonials

Credit One Bank Mobile App

Privacy
Terms of Use
Security & Fraud
Card Agreements

© 2026 Credit One Bank, N.A. All Rights Reserved. Member FDIC. This is a secure site.