<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"nextPageMobile":false,"nextPageNumberMobile":-1,"nextPageUrl":"/articles/topics/debt.3","prevPageNumber":-1,"bottomArticles":[{"date":"Wed Oct 01 00:00:00 PDT 2025","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/09/250542---DA_LBA-AdverseCreditHistory_SEOA_FINAL.jpg","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/jim-holborow/jcr:content/data/master","previewDescription":"An adverse credit history can get in the way of future financial goals. But with a few steps, you can improve your credit over time.","title":"What Is An Adverse Credit History?","pagePath":"/articles/what-is-an-adverse-credit-history","imageAlt":"A man and woman review financial statements, with the man showing concern at a printout of a credit score. 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